Check out this useful charge/credit/debit card comparison from Loans & Credit. I don't think that Debit Cards are quite as good at the "No Temptation" feature as they claim. Many banks allow you to overdraw on your account with a debit card purchase without any warning. They are effectively extending you a line of credit "as a convenience." Then they charge you lots of fees. I hope this is getting fixed with the new consumer credit legislation.
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